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LCNB LCNB Balance Sheet Statement

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Cash and cash equivalents
$29.18M+35.0%$21.61M-39.7%$35.87M-28.0%$49.78M+32.1%$37.67M+5.4%
Loans held for sale
$3.44M+100%$1.72M-57.2%$4.02M-33.3%$6.03M-1.2%$6.1M+9.8%
Property and equipment, net
$38.97M-0.6%$39.2M-0.6%$39.42M-0.6%$39.66M-0.8%$39.97M-2.6%
Operating lease right-of-use assets
$6.39M-1.3%$6.48M+1.1%$6.41M+6.4%$6.02M+1.4%$5.94M+2.6%
Goodwill
$90.31M0.0%$90.31M0.0%$90.31M0.0%$90.31M0.0%$90.31M0.0%
Intangible assets, net
$8.89M-4.1%$9.27M-4.2%$9.68M-4.2%$10.11M-4.8%$10.62M-4.4%
Deferred tax assets
$300K-52.8%$636K-31.2%$925K+29.4%$715K+41.3%$506K-85.0%
Other non-current assets
$32.64M-3.1%$33.69M-4.0%$35.08M-8.4%$38.31M+2.5%$37.38M-2.4%
Equity method investments
$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%
Available-for-sale securities
$228.75M-1.5%$232.27M-4.5%$243.11M-4.0%$253.32M-1.0%$255.89M-0.9%
Held-to-maturity securities
$15.96M-0.7%$16.08M-7.1%$17.3M-0.7%$17.43M-0.9%$17.59M+7.7%
Total investments
$6.41M0.0%$6.41M0.0%$6.41M0.0%$6.41M0.0%$6.41M0.0%
Gross loans
$1.68B-0.4%$1.69B+1.5%$1.67B-2.0%$1.7B-0.3%$1.71B-0.3%
Equity securities
$1.42M-0.8%$1.43M+1.3%$1.41M+0.6%$1.41M+1.3%$1.39M+1.8%
Total assets
$2.24B-0.1%$2.24B-0.2%$2.24B-2.7%$2.31B+0.2%$2.3B-0.2%
Operating lease liabilities, current
$6.76M-1.7%$6.88M+1.6%$6.77M+5.8%$6.4M+1.6%$6.3M+3.0%
Short-term borrowings
$0—$0—$0—$0—$0—
Accrued interest
$8.31M+4.3%$7.97M-9.5%$8.8M+0.1%$8.8M-2.4%$9.01M+3.6%
Deposits
$1.84B-0.1%$1.84B-0.5%$1.85B-3.7%$1.92B-0.1%$1.92B+2.3%
Noninterest-bearing deposits
$469.77M+0.8%$466.09M+2.6%$454.19M-1.9%$463.12M-0.2%$464.06M+1.0%
Savings deposits
$1.37B-0.4%$1.37B-1.5%$1.39B-4.2%$1.46B-0.1%$1.46B+2.7%
Long-term debt
$104.13M-0.3%$104.43M-0.3%$104.72M-0.3%$105M+0.3%$104.64M-32.6%
Operating Lease Liabilities (Total)
$6.76M-1.7%$6.88M+1.6%$6.77M+5.8%$6.4M+1.6%$6.3M+3.0%
Other non-current liabilities
$12.34M-18.7%$15.18M+9.0%$13.93M+2.8%$13.55M+17.8%$11.51M-22.2%
Total liabilities
$1.96B-0.2%$1.97B-0.4%$1.97B-3.4%$2.04B0.0%$2.04B-0.5%
Preferred stock
$0—$0—$0—$0—$0—
Common stock
$188.62M+0.2%$188.21M+0.1%$187.96M+0.2%$187.65M+0.2%$187.37M+0.2%
Retained earnings
$153.25M+0.9%$151.94M+1.7%$149.4M+2.6%$145.62M+2.0%$142.81M+1.1%
Accumulated other comprehensive income (loss)
-$9.97M+1.8%-$10.15M+11.1%-$11.42M+16.8%-$13.73M+11.6%-$15.53M+19.1%
Treasury stock
$56.09M0.0%$56.07M0.0%$56.07M0.0%$56.07M+0.1%$56M0.0%
Total stockholders' equity
$275.82M+0.7%$273.93M+1.5%$269.87M+2.4%$263.47M+1.9%$258.65M+2.2%
Total liabilities and stockholders' equity
$2.24B-0.1%$2.24B-0.2%$2.24B-2.7%$2.31B+0.2%$2.3B-0.2%
Commitments and contingencies
——————————
Interest-bearing deposits in banks and other financial institutions
$6.04M+85.2%$3.26M-57.6%$7.7M-37.5%$12.31M+36.1%$9.04M-41.1%
Trading Securities in Marketable Securities
$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%
Equity Securities Without Readily Determinable Fair Value - Cumulative Downward Adjustments
$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%
Investments - Amortized Cost Basis
$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%
Net Investment in Lease
$6.39M-1.3%$6.48M+1.1%$6.41M+6.4%$6.02M+1.4%$5.94M+2.6%
Bank Owned Life Insurance
$55.78M+0.6%$55.42M+0.7%$55.06M+0.7%$54.7M+0.6%$54.35M+0.6%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4
$1.68B-0.4%$1.69B+1.5%$1.67B-2.0%$1.7B-0.3%$1.71B-0.3%
Other intangible assets—net
$8.89M-4.1%$9.27M-4.2%$9.68M-4.2%$10.11M-4.8%$10.62M-4.4%
Interest-Bearing Deposits in Banks and Other Financial Institutions
$6.04M+85.2%$3.26M-57.6%$7.7M-37.5%$12.31M+36.1%$9.04M-41.1%
Operating lease right-of-use assets
$6.39M-1.3%$6.48M+1.1%$6.41M+6.4%$6.02M+1.4%$5.94M+2.6%
Other Assets
$32.64M-3.1%$33.69M-4.0%$35.08M-8.4%$38.31M+2.5%$37.38M-2.4%
Operating Lease Right-of-Use Assets in Other Assets
$6.39M-1.3%$6.48M+1.1%$6.41M+6.4%$6.02M+1.4%$5.94M+2.6%
Total debt
$110.89M-0.4%$111.31M-0.2%$111.49M+0.1%$111.4M+0.4%$110.94M-31.2%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively
$188.62M+0.2%$188.21M+0.1%$187.96M+0.2%$187.65M+0.2%$187.37M+0.2%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding
$0—$0—$0—$0—$0—
Estimated Fair Value
$228.75M-1.5%$232.27M-4.5%$243.11M-4.0%$253.32M-1.0%$255.89M-0.9%
Trading securities, cost
$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%$3.67M0.0%
Federal Home Loan Bank stock, at cost
$20.71M0.0%$20.71M0.0%$20.71M0.0%$20.71M0.0%$20.71M0.0%
Federal Reserve Bank stock
$6.41M0.0%$6.41M0.0%$6.41M0.0%$6.41M0.0%$6.41M0.0%

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Questions, answered.

What are LCNB's total assets?
LCNB (LCNB) holds $2.2B in total assets, down 2.8% year over year.
How much debt does LCNB have?
LCNB carries $110.9M in total debt against $275.8M of shareholders' equity, a debt-to-equity ratio of 0.40.
How much cash does LCNB have?
LCNB holds $29.2M in cash and equivalents.
Where does LCNB's balance sheet data come from?
Every line is extracted from LCNB's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.