loanDepot LDI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | -6.5%-1.2pp | -5.3%+1.2pp | -6.5%-0.5pp | -6%+1.8pp | -7.7%+1.5pp | |
| EBITDA margin | 5.9%-0.9pp | 6.8%+4.0pp | 2.8%-1.5pp | 4.3%+2.9pp | 1.4%+3.1pp | |
| Returns | ||||||
| Return on assets | -1.1%-0.2pp | -0.9%+0.2pp | -1.2%-0.1pp | -1.1%+0.3pp | -1.4%+0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Debt-to-assets | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Net debt / EBITDA | 26.6×+4.4× | 22.2×-29.7× | 51.9×+17.4× | 34.4×-71.9× | 106.3×— | |
| Interest coverage | 0.3×-0.1× | 0.3×+0.3× | 0×-0.1× | 0.1×+0.2× | -0.1×+0.2× | |
| Valuation | ||||||
| Market capitalization | $645.42M+120% | $462.48M-28.1% | $642.79M+124% | $287.09M+22.8% | $233.81M-41.3% | |
| Enterprise value | $2.52B+27.5% | $2.26B-2.2% | $2.31B+16.9% | $1.98B+3.2% | $1.91B-6.0% | |
| Price / sales | 0.5×+0.3× | 0.4×-0.2× | 0.6×+0.3× | 0.3×0.0× | 0.2×-0.2× | |
| EV / EBITDA | 35.8×-89.1× | 27.9×-44.0× | 71.9×+31.6× | 40.3×-80.8× | 121.1×— | |
| EV / sales | 2.1×+0.3× | 1.9×-0.1× | 2×+0.3× | 1.8×0.0× | 1.7×-0.2× | |
| Earnings yield | -12.1%+17.2pp | -13.5%-2.1pp | -11.4%+12.0pp | -23.4%+13.4pp | -36.8%-12.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do loanDepot's ratios come from?
- Every ratio is computed from loanDepot's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
