loanDepot LDI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | -6.5%+1.2pp | -5.3%+4.0pp | -6.5%+2.5pp | -6%+5.3pp | -7.7%+2.5pp | |
| EBITDA margin | 5.9%+4.4pp | 6.8%+8.5pp | 2.8%+3.3pp | 4.3%+9.4pp | 1.4%+6.4pp | |
| Returns | ||||||
| Return on assets | -1.1%+0.2pp | -0.9%+0.6pp | -1.2%+0.3pp | -1.1%+0.7pp | -1.4%+0.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Debt-to-assets | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×-0.1× | |
| Net debt / EBITDA | 26.6×-79.7× | 22.2×— | 51.9×— | 34.4×— | 106.3×— | |
| Interest coverage | 0.3×+0.4× | 0.3×+0.6× | 0×+0.2× | 0.1×+0.6× | -0.1×+0.4× | |
| Valuation | ||||||
| Market capitalization | $645.42M+120% | $462.48M+16.2% | $642.79M+29.1% | $287.09M-4.1% | $233.81M-50.2% | |
| Enterprise value | $2.52B+27.5% | $2.26B+11.0% | $2.31B+14.9% | $1.98B+10.8% | $1.91B-14.0% | |
| Price / sales | 0.5×+0.3× | 0.4×0.0× | 0.6×+0.1× | 0.3×-0.1× | 0.2×-0.3× | |
| EV / EBITDA | 35.8×-89.1× | 27.9×— | 71.9×— | 40.3×— | 121.1×— | |
| EV / sales | 2.1×+0.3× | 1.9×0.0× | 2×+0.1× | 1.8×-0.1× | 1.7×-0.5× | |
| Earnings yield | -12.1%+17.2pp | -13.5%+11.2pp | -11.4%+7.1pp | -23.4%+13.4pp | -36.8%-15.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do loanDepot's ratios come from?
- Every ratio is computed from loanDepot's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
