loanDepot LDI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | -5.3%+4.0pp | -9.3%+2.0pp | -11.3%+10.4pp | -21.7%-33.4pp | |
| EBITDA margin | 6.8%+8.5pp | -1.7%+7.5pp | -9.2%+32.5pp | -41.7%-66.4pp | |
| Returns | |||||
| Return on assets | -0.9%+0.6pp | -1.6%+0.2pp | -1.7%+1.2pp | -3%-6.8pp | |
| Efficiency | |||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.1×-0.2× | |
| Leverage | |||||
| Debt-to-assets | 0.3×0.0× | 0.3×-0.1× | 0.4×0.0× | 0.4×+0.2× | |
| Net debt / EBITDA | 22.2×— | —— | —— | —— | |
| Interest coverage | 0.3×+0.6× | -0.3×+0.6× | -0.9×+3.7× | -4.6×-8.6× | |
| Valuation | |||||
| Market capitalization | $645.42M+120% | $398.01M-36.8% | $629.69M+127% | $276.99M-58.5% | |
| Enterprise value | $2.52B+27.5% | $2.04B-11.1% | $2.29B+29.9% | $1.76B-9.4% | |
| Price / sales | 0.5×+0.3× | 0.4×-0.3× | 0.6×+0.4× | 0.2×0.0× | |
| EV / EBITDA | 35.8×-89.1× | —— | —— | —— | |
| EV / sales | 2.1×+0.3× | 1.9×-0.4× | 2.4×+0.9× | 1.4×+0.9× | |
| Earnings yield | -12.1%+17.2pp | -24.7%-7.2pp | -17.5%+81.1pp | -98.6%-164pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do loanDepot's ratios come from?
- Every ratio is computed from loanDepot's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
