Operating
Accretion of purchase discount
Lument Finance Trust Accretion of purchase discount remained flat by 0.0% to $479.95K in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 45.7%, from $883.66K to $479.95K. Over 4 years (FY 2021 to FY 2025), Accretion of purchase discount shows an upward trend with a 154.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2020
Last reportedQ4 2025Mar 23, 2026
How to read this metric
Higher accretion indicates a larger portfolio of discounted assets being recognized as income over time.
Detailed definition
This represents the non-cash adjustment to interest income resulting from the amortization of purchase discounts on loan...
Peer comparison
Common in REITs and financial institutions holding debt portfolios; varies based on acquisition strategy.
Metric ID:
operating_accretion_of_discounts_on_held_for_investment__b7a63dHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $46.09K | $125.10K | $1.07M | $3.53M | $1.92M |
| YoY Change | — | +171.4% | +755.9% | +230.1% | -45.7% |
Range$46.09K – $3.53M
CAGR+154.0%
Avg YoY Growth+277.9%
Median YoY Growth+200.8%
Accretion of purchase discount at Other Companies
Frequently Asked Questions
- What is Lument Finance Trust's accretion of purchase discount?
- Lument Finance Trust (LFT) reported accretion of purchase discount of $479.95K in Q4 2025.
- How has Lument Finance Trust's accretion of purchase discount changed year-over-year?
- Lument Finance Trust's accretion of purchase discount decreased by 45.7% year-over-year, from $883.66K to $479.95K.
- What is the long-term trend for Lument Finance Trust's accretion of purchase discount?
- Over 4 years (2021 to 2025), Lument Finance Trust's accretion of purchase discount has grown at a 154.0% compound annual growth rate (CAGR), from $46.09K to $1.92M.
- What does accretion of purchase discount mean?
- The non-cash recognition of income from purchasing loans at a discount.