Lument Finance Trust Change in unrealized (loss) on mortgage servicing rights remained flat by 0.0% to -$23.76K in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 122.7%, from -$10.67K to -$23.76K. Over 4 years (FY 2021 to FY 2025), Change in unrealized (loss) on mortgage servicing rights shows an upward trend with a -28.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An unrealized gain indicates favorable market conditions for servicing assets, while a loss indicates market headwinds.
This represents the change in the fair value of mortgage servicing rights (MSRs) that has not yet been realized through...
Specific to mortgage lenders and servicers; highly sensitive to interest rate environments.
operating_unrealized_gain_loss_on_mortgage_service_right_5d6697| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | -$356.77K | $243.66K | -$103.68K | -$42.69K | -$95.04K |
| YoY Change | — | +168.3% | -142.6% | +58.8% | -122.7% |