Operating

Change in unrealized (loss) on mortgage servicing rights

Lument Finance Trust Change in unrealized (loss) on mortgage servicing rights remained flat by 0.0% to -$23.76K in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 122.7%, from -$10.67K to -$23.76K. Over 4 years (FY 2021 to FY 2025), Change in unrealized (loss) on mortgage servicing rights shows an upward trend with a -28.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryMarket Position
SignalHigher is better
VolatilityVolatile
First reportedQ1 2014
Last reportedQ4 2025Mar 23, 2026

How to read this metric

An unrealized gain indicates favorable market conditions for servicing assets, while a loss indicates market headwinds.

Detailed definition

This represents the change in the fair value of mortgage servicing rights (MSRs) that has not yet been realized through...

Peer comparison

Specific to mortgage lenders and servicers; highly sensitive to interest rate environments.

Metric ID: operating_unrealized_gain_loss_on_mortgage_service_right_5d6697

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value-$356.77K$243.66K-$103.68K-$42.69K-$95.04K
YoY Change+168.3%-142.6%+58.8%-122.7%
Range-$356.77K$243.66K
CAGR-28.2%
Avg YoY Growth-9.5%
Median YoY Growth-31.9%

Frequently Asked Questions

What is Lument Finance Trust's change in unrealized (loss) on mortgage servicing rights?
Lument Finance Trust (LFT) reported change in unrealized (loss) on mortgage servicing rights of -$23.76K in Q4 2025.
How has Lument Finance Trust's change in unrealized (loss) on mortgage servicing rights changed year-over-year?
Lument Finance Trust's change in unrealized (loss) on mortgage servicing rights decreased by 122.7% year-over-year, from -$10.67K to -$23.76K.
What is the long-term trend for Lument Finance Trust's change in unrealized (loss) on mortgage servicing rights?
Over 4 years (2021 to 2025), Lument Finance Trust's change in unrealized (loss) on mortgage servicing rights has grown at a -28.2% compound annual growth rate (CAGR), from -$356.77K to -$95.04K.
What does change in unrealized (loss) on mortgage servicing rights mean?
The change in value of mortgage servicing rights due to market conditions.