Lakeland Financial LKFN Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 39.9%+1.5pp | 38.4%+1.3pp | 37.2%+0.1pp | 37.1%+2.1pp | 35%-1.8pp | |
| Free cash flow margin | 38.8%+0.2pp | 38.6%-2.9pp | 41.5%+4.9pp | 36.6%-1.4pp | 38%+1.0pp | |
| Returns | ||||||
| Return on equity | 15.2%+0.9pp | 14.3%+0.8pp | 13.5%-0.4pp | 13.9%+0.4pp | 13.4%-0.6pp | |
| Return on assets | 1.6%+0.1pp | 1.5%+0.1pp | 1.4%0.0pp | 1.4%+0.1pp | 1.3%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.3× | 0.5×+0.4× | 0.1×+0.1× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0.1×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $29.38-0.6% | $29.55+2.1% | $28.95+5.1% | $27.54+2.3% | $26.91+1.4% | |
| Valuation | ||||||
| Market capitalization | $1.53B+3.0% | $1.46B-11.1% | $1.64B+6.3% | $1.54B-0.3% | $1.55B-11.8% | |
| Enterprise value | $1.51B+19.6% | $1.68B+11.2% | $1.51B+21.3% | $1.24B-5.6% | $1.32B-17.2% | |
| Price / earnings | 14×-2.5× | 14.1×-2.7× | 16.8×+0.5× | 16.3×-0.9× | 17.2×-1.6× | |
| Price / sales | 5.6×-0.2× | 5.4×-0.8× | 6.2×+0.2× | 6×0.0× | 6×-0.9× | |
| Price / book | 2×-0.1× | 1.9×-0.3× | 2.2×0.0× | 2.2×-0.1× | 2.2×-0.3× | |
| EV / sales | 5.5×+0.6× | 6.2×+0.5× | 5.7×+0.9× | 4.9×-0.2× | 5.1×-1.2× | |
| Free cash flow yield | 7%+0.4pp | 7.1%+0.5pp | 6.6%+0.6pp | 6%-0.3pp | 6.3%+1.0pp | |
| Earnings yield | 7.2%+1.1pp | 7.1%+1.1pp | 6%-0.2pp | 6.1%+0.3pp | 5.8%+0.5pp | |
| Dividend yield | 3.4%0.0pp | 3.5%+0.4pp | 3.1%-0.2pp | 3.3%0.0pp | 3.2%+0.4pp | |
| PEG ratio | 0.6×— | 1.3×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Lakeland Financial's ratios come from?
- Every ratio is computed from Lakeland Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
