Lakeland Financial LKFN Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 39.9%+4.9pp | 38.4%+1.6pp | 37.2%-1.5pp | 37.1%-2.6pp | 35%-2.9pp | |
| Free cash flow margin | 38.8%+0.8pp | 38.6%+1.6pp | 41.5%+9.1pp | 36.6%-9.4pp | 38%-5.2pp | |
| Returns | ||||||
| Return on equity | 15.2%+1.8pp | 14.3%+0.3pp | 13.5%-2.2pp | 13.9%-2.3pp | 13.4%-1.4pp | |
| Return on assets | 1.6%+0.2pp | 1.5%+0.1pp | 1.4%-0.1pp | 1.4%-0.1pp | 1.3%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×+0.2× | 0.5×+0.5× | 0.1×0.0× | 0×-0.1× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0.1×+0.1× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $29.38+9.2% | $29.55+11.4% | $28.95+6.7% | $27.54+8.3% | $26.91+7.1% | |
| Valuation | ||||||
| Market capitalization | $1.53B+3.0% | $1.46B-16.9% | $1.64B-2.0% | $1.54B-2.3% | $1.55B-9.1% | |
| Enterprise value | $1.51B+19.6% | $1.68B+5.3% | $1.51B-2.6% | $1.24B-18.0% | $1.32B-15.4% | |
| Price / earnings | 14×-2.5× | 14.1×-4.7× | 16.8×-0.1× | 16.3×+0.6× | 17.2×-1.2× | |
| Price / sales | 5.6×-0.2× | 5.4×-1.5× | 6.2×-0.3× | 6×-0.2× | 6×-0.9× | |
| Price / book | 2×-0.1× | 1.9×-0.7× | 2.2×-0.2× | 2.2×-0.2× | 2.2×-0.4× | |
| EV / sales | 5.5×+0.6× | 6.2×0.0× | 5.7×-0.3× | 4.9×-1.1× | 5.1×-1.2× | |
| Free cash flow yield | 7%+0.4pp | 7.1%+1.8pp | 6.6%+1.7pp | 6%-1.3pp | 6.3%+0.1pp | |
| Earnings yield | 7.2%+1.1pp | 7.1%+1.8pp | 6%0.0pp | 6.1%-0.3pp | 5.8%+0.4pp | |
| Dividend yield | 3.4%0.0pp | 3.5%+0.7pp | 3.1%+0.2pp | 3.3%+0.2pp | 3.2%+0.4pp | |
| PEG ratio | 0.6×— | 1.3×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Lakeland Financial's ratios come from?
- Every ratio is computed from Lakeland Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
