Lakeland Financial LKFN Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 38.4%+1.6pp | 36.9%-1.1pp | 38%-4.4pp | 42.4%-0.5pp | |
| Free cash flow margin | 38.6%+1.6pp | 37%-6.7pp | 43.7%-23.5pp | 67.2%+18.9pp | |
| Returns | |||||
| Return on equity | 14.3%+0.3pp | 14%-1.4pp | 15.4%-0.9pp | 16.3%+2.2pp | |
| Return on assets | 1.5%+0.1pp | 1.4%0.0pp | 1.4%-0.2pp | 1.6%+0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.5×+0.5× | 0×-0.1× | 0.1×-0.4× | 0.5×+0.4× | |
| Debt-to-assets | 0.1×+0.1× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $29.55+11.4% | $26.54+5.1% | $25.26+14.2% | $22.12-19.6% | |
| Valuation | |||||
| Market capitalization | $1.53B+3.0% | $1.75B+5.1% | $1.67B-9.8% | $1.85B-8.8% | |
| Enterprise value | $1.51B+19.6% | $1.59B+1.3% | $1.57B-22.3% | $2.02B+42.0% | |
| Price / earnings | 14×-2.5× | 18.8×+1.0× | 17.8×0.0× | 17.8×-3.4× | |
| Price / sales | 5.6×-0.2× | 6.9×+0.2× | 6.8×-0.8× | 7.6×-1.5× | |
| Price / book | 2×-0.1× | 2.6×0.0× | 2.6×-0.7× | 3.3×+0.4× | |
| EV / sales | 5.5×+0.6× | 6.3×-0.1× | 6.4×-1.9× | 8.3×+1.9× | |
| Free cash flow yield | 7%+0.4pp | 5.4%-1.1pp | 6.5%-2.4pp | 8.9%+3.6pp | |
| Earnings yield | 7.2%+1.1pp | 5.3%-0.3pp | 5.6%0.0pp | 5.6%+0.9pp | |
| Dividend yield | 3.4%0.0pp | 2.8%0.0pp | 2.8%+0.6pp | 2.2%+0.5pp | |
| PEG ratio | 0.6×— | —— | —— | 2.1×+0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Lakeland Financial's ratios come from?
- Every ratio is computed from Lakeland Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
