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Lemonade LMND Change in loss reserves

Change in loss reserves at other companies

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Cincinnati FinancialCINF
$452M-41.8%
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Kinsale Capital GroupKNSL
$151.3M+2.1%
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Berkshire HathawayBRK.B

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's change in loss reserves?
Lemonade (LMND) reported change in loss reserves of $5.7M in Q1 2026.
How has Lemonade's change in loss reserves changed year-over-year?
Lemonade's change in loss reserves decreased by 38.0% year-over-year, from $9.2M to $5.7M.
What is the long-term trend for Lemonade's change in loss reserves?
Over 3 years (2021 to 2024), Lemonade's change in loss reserves has grown at a -11.5% compound annual growth rate (CAGR), from $51.6M to $35.8M.
What does change in loss reserves mean?
This captures the change in the estimated liability for unpaid insurance claims and associated loss adjustment expenses. It reflects the company's actuarial assessment of future claim payouts based on current and past events. Investors use this to evaluate the adequacy of reserves and the potential impact of claim volatility on future earnings.