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Lemonade LMND Insurance and reinsurance balances payable

Insurance and reinsurance balances payable at other companies

White Mountains Insurance Group logo
White Mountains Insurance GroupWTM
$324.1M+37.2%
Lemonade logo
LemonadeLMND
-$17.9M-425%
RLI logo
RLIRLI
-$1.03M+84.7%
Fidelity National Financial logo
Fidelity National FinancialFNF
$787M+21.5%
Everest Group logo
Everest GroupEG
$26M+36.8%
Oscar Health logo
Oscar HealthOSCR
$1.53M+109%

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInReinsurancePayables.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's insurance and reinsurance balances payable?
Lemonade (LMND) reported insurance and reinsurance balances payable of -$17.9M in Q1 2026.
How has Lemonade's insurance and reinsurance balances payable changed year-over-year?
Lemonade's insurance and reinsurance balances payable decreased by 425.5% year-over-year, from $5.5M to -$17.9M.
What is the long-term trend for Lemonade's insurance and reinsurance balances payable?
Over 3 years (2021 to 2025), Lemonade's insurance and reinsurance balances payable has grown at a 6.9% compound annual growth rate (CAGR), from $41M to -$50.1M.
What does insurance and reinsurance balances payable mean?
This measures the change in amounts owed to reinsurers for premiums due or other contractual obligations. It reflects the company's management of its reinsurance liabilities and cash flow timing with partners. Changes in this balance indicate the company's current leverage and payment obligations within its reinsurance program.