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Lemonade LMND Provision for Credit Losses

Provision for Credit Losses at other companies

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Verisk Analytics, Inc.VRSK
$4.8M-9.4%

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's provision for credit losses?
Lemonade (LMND) reported provision for credit losses of $5.9M in Q1 2026.
How has Lemonade's provision for credit losses changed year-over-year?
Lemonade's provision for credit losses increased by 31.1% year-over-year, from $4.5M to $5.9M.
What is the long-term trend for Lemonade's provision for credit losses?
Over 4 years (2021 to 2025), Lemonade's provision for credit losses has grown at a 37.4% compound annual growth rate (CAGR), from $6.2M to $22.1M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.