Discontinued — last reported Q1 '25
Provision for Credit Losses
Verisk Analytics, Inc. Provision for Credit Losses increased by 29.7% to $4.80M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 9.4%, from $5.30M to $4.80M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows relatively stable performance with a -0.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.50M | $4.30M | $4.70M | $1.70M | $1.20M | $1.50M | $2.60M | $2.60M | $2.90M | $3.40M | $0.00 | $3.40M | $3.50M | $4.30M | $2.10M | $5.30M | $6.10M | $2.50M | $3.70M | $4.80M |
| QoQ Change | — | -21.8% | +9.3% | -63.8% | -29.4% | +25.0% | +73.3% | +0.0% | +11.5% | +17.2% | -100.0% | — | +2.9% | +22.9% | -51.2% | +152.4% | +15.1% | -59.0% | +48.0% | +29.7% |
| YoY Change | — | — | — | — | -78.2% | -65.1% | -44.7% | +52.9% | +141.7% | +126.7% | -100.0% | +30.8% | +20.7% | +26.5% | — | +55.9% | +74.3% | -41.9% | +76.2% | -9.4% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Verisk Analytics, Inc.'s provision for credit losses?
- Verisk Analytics, Inc. (VRSK) reported provision for credit losses of $4.80M in Q1 2026.
- How has Verisk Analytics, Inc.'s provision for credit losses changed year-over-year?
- Verisk Analytics, Inc.'s provision for credit losses decreased by 9.4% year-over-year, from $5.30M to $4.80M.
- What is the long-term trend for Verisk Analytics, Inc.'s provision for credit losses?
- Over 4 years (2021 to 2025), Verisk Analytics, Inc.'s provision for credit losses has grown at a -0.1% compound annual growth rate (CAGR), from $17.70M to $17.60M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.