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Lincoln National LNC Group Protection — Benefits and Interest Credited

Other segment segments

Retirement Plan Services
$675M+1.7%
Other Operations
$98M+123%

Similar metrics at other companies

Prudential Financial logo
PRUGroup Insurance — Interest credited to policyholders’ account balances
$33M-5.7%
MetLife logo
METGroup Benefits — Policyholder Account Balance, Interest Expense
$70M-2.8%
MetLife logo
METGroup Life — Interest credited
$68M-4.2%
Prudential Financial logo
PRUGroup Insurance — Policyholders’ benefits
$1.32B+1.7%
Principal Financial Group logo
PFGSegment Benefits And Protection — Policyholder Benefits And Claims Incurred Net
$694M-0.8%
Principal Financial Group logo
PFGSegment Benefits And Protection — Liability For Future Policy Benefit Interest Expense
$119.3M+8.7%

Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Lincoln National’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's group protection — benefits and interest credited?
Lincoln National (LNC) reported group protection — benefits and interest credited of $1.03B in Q4 2025.
How has Lincoln National's group protection — benefits and interest credited changed year-over-year?
Lincoln National's group protection — benefits and interest credited increased by 1.8% year-over-year, from $1.01B to $1.03B.
What is the long-term trend for Lincoln National's group protection — benefits and interest credited?
Over 4 years (2021 to 2025), Lincoln National's group protection — benefits and interest credited has grown at a 0.3% compound annual growth rate (CAGR), from $4.08B to $4.12B.
What does group protection — benefits and interest credited mean?
The total cost incurred for policyholder claims, benefit payments, and interest credited to account balances during the period. This represents the primary direct expense associated with the insurance products offered by the segment.