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Live Oak Bancshares LOB Net gains (losses) on investments

Net gains (losses) on investments at other companies

NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
-$2.52M-327%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$0
Home Bancorp logo
Home BancorpHBCP
-$9K+95.7%
Oak Valley Bancorp logo
Oak Valley BancorpOVLY
-$22K-137%

Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.95B+34.3%
Enterprise value$1.13B+25.1%
P/E14×-12.0×
P/S3.2×+0.4×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:EquitySecuritiesFvNiRealizedGainLoss.

The source filing: Live Oak Bancshares’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:36 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001462120-26-000039
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Net loss on disposal of property and equipment24
Proceeds received from government guaranteed receivables73,9485,169
Equity method investments loss (income)8172,239
Equity security investments (gains) losses, net(20)
Net (gain) loss on equity warrant assets(26)304
Restricted stock compensation expense6,8806,667
Stock based compensation excess tax deficiency(48)(156)
Lease right-of-use assets and liabilities, net(26)(14)

Item 1. Financial Statements (Unaudited)

FAQ

What is Live Oak Bancshares's net gains (losses) on investments?
Live Oak Bancshares (LOB) reported net gains (losses) on investments of $0 in Q1 2026.
How has Live Oak Bancshares's net gains (losses) on investments changed year-over-year?
Live Oak Bancshares's net gains (losses) on investments decreased by 100.0% year-over-year, from $20K to $0.
What is the long-term trend for Live Oak Bancshares's net gains (losses) on investments?
Over 4 years (2021 to 2025), Live Oak Bancshares's net gains (losses) on investments has grown at a -40.2% compound annual growth rate (CAGR), from $44.75M to $5.73M.
What does net gains (losses) on investments mean?
Realized and unrealized gains/losses on investments removed from operating cash flow since they're investing-related.

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