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Live Oak Bancshares LOB Loans held for sale

Loans held for sale at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$15.77B+19.3%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.8B-67.9%
The Bancorp logo
The BancorpTBBK
$114.16M-38.4%
First Internet Bancorp logo
First Internet BancorpINBK
$44.82M-64.6%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$769.23M+40.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$42.65M

Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+35.5%
Enterprise value$1.14B+27.0%
P/E14.1×-11.8×
P/S3.2×+0.4×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Live Oak Bancshares’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:18 PM EDT
Accession
0001462120-26-000053

FAQ

What is Live Oak Bancshares's loans held for sale?
Live Oak Bancshares (LOB) reported loans held for sale of $511.81M in Q2 2026.
How has Live Oak Bancshares's loans held for sale changed year-over-year?
Live Oak Bancshares's loans held for sale increased by 45.9% year-over-year, from $350.79M to $511.81M.
What is the long-term trend for Live Oak Bancshares's loans held for sale?
Over 5 years (2020 to 2025), Live Oak Bancshares's loans held for sale has grown at a -18.6% compound annual growth rate (CAGR), from $1.18B to $420.06M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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