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Live Oak Bancshares LOB Data processing and equipment

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Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.95B+34.3%
Enterprise value$1.13B+25.1%
P/E14×-12.0×
P/S3.2×+0.4×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Live Oak Bancshares’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:18 PM EDT
Accession
0001462120-26-000053

FAQ

What is Live Oak Bancshares's data processing and equipment?
Live Oak Bancshares (LOB) reported data processing and equipment of $9.61M in Q2 2026.
How has Live Oak Bancshares's data processing and equipment changed year-over-year?
Live Oak Bancshares's data processing and equipment decreased by 4.5% year-over-year, from $10.07M to $9.61M.
What is the long-term trend for Live Oak Bancshares's data processing and equipment?
Over 4 years (2021 to 2025), Live Oak Bancshares's data processing and equipment has grown at a 17.3% compound annual growth rate (CAGR), from $22.65M to $42.95M.
What does data processing and equipment mean?
Expenses related to the maintenance, development, and operation of information technology infrastructure and data processing systems. This reflects the bank's investment in digital capabilities to support loan origination, customer service, and operational scalability.

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