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Live Oak Bancshares LOB Retained Earnings

Retained Earnings at other companies

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$428.21B+10.8%
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$267.77B+8.3%
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$232.46B+6.9%
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$1.07B+27.6%
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$938.35M+17.0%
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National Bank HoldingsNBHC
$578.52M+10.8%

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's retained earnings?
Live Oak Bancshares (LOB) reported retained earnings of $836.44M in Q1 2026.
How has Live Oak Bancshares's retained earnings changed year-over-year?
Live Oak Bancshares's retained earnings increased by 15.5% year-over-year, from $724.22M to $836.44M.
What is the long-term trend for Live Oak Bancshares's retained earnings?
Over 5 years (2020 to 2025), Live Oak Bancshares's retained earnings has grown at a 28.0% compound annual growth rate (CAGR), from $235.72M to $809.89M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.