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Live Oak Bancshares LOB Business Segments

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Concentration risk, percentage by Geography
Midwest12.9%0%-0.5pp0.5%-0.2pp0.7%-11.4pp12.1%
Non-U.S.0.5%0.2%0.5%+0.4pp
Northeast18.7%+17.6pp1.1%0%-0.1pp0.1%-16.9pp17%
Southeast31%0.4%-31.4pp31.8%
Southwest13.9%+13.7pp0.2%-0.3pp0.5%+0.4pp0.1%-13.0pp13.1%+12.4pp
West23%25.5%+25.1pp

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Questions, answered.

How does Live Oak Bancshares break its business down?
Live Oak Bancshares (LOB) reports concentration risk, percentage by geography across 6 parts — Midwest, Non-U.S., Northeast, Southeast and Southwest. Each is extracted from the segment footnotes and tracked over time.
Where does Live Oak Bancshares's segment data come from?
Segment breakdowns are pulled from the segment footnotes in Live Oak Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.