Live Oak Bancshares LOB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Concentration risk, percentage by Geography | ||||||
| Midwest | 12.9%+0.8pp | 0%— | 0.5%— | 0.7%— | 12.1%-0.7pp | |
| Non-U.S. | 0.5%0.0pp | —— | 0.2%+0.1pp | —— | 0.5%+0.4pp | |
| Northeast | 18.7%+1.7pp | 1.1%— | 0%— | 0.1%— | 17%-1.2pp | |
| Southeast | 31%-0.8pp | —— | —— | 0.4%-0.5pp | 31.8%+0.9pp | |
| Southwest | 13.9%+0.8pp | 0.2%-0.5pp | 0.5%+0.2pp | 0.1%— | 13.1%+1.0pp | |
| West | 23%-2.5pp | —— | —— | —— | 25.5%-0.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Live Oak Bancshares break its business down?
- Live Oak Bancshares (LOB) reports concentration risk, percentage by geography across 6 parts — Midwest, Non-U.S., Northeast, Southeast and Southwest. Each is extracted from the segment footnotes and tracked over time.
- Where does Live Oak Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Live Oak Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.