How has Live Oak Bancshares's unrealized gains on investments changed year-over-year?

Live Oak Bancshares's unrealized gains on investments increased by 133.0% year-over-year, from $2.75M to $6.4M.

What is the long-term trend for Live Oak Bancshares's unrealized gains on investments?

Over 4 years (2021 to 2025), Live Oak Bancshares's unrealized gains on investments has grown at a -13.3% compound annual growth rate (CAGR), from $14.77M to $8.35M.

Live Oak Bancshares LOB Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

Wells Fargo & CompanyWFC

$992M+79.7%

The BancorpTBBK

$20.61M+29.6%

OFG BancorpOFG

$28.83M+40.1%

National Bank HoldingsNBHC

$814K-64.2%

Northwest BancsharesNWBI

$5.97M+54.5%

JPMorgan ChaseJPM

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Other financials

Income statement

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Revenue$145.5M+18.4%

Net income$30.0M+209%

EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%

Total debt$99.7M-9.5%

Total equity$1.3B+24.4%

Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%

CapEx$2.0M-10.8%

Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%

Enterprise value$1.13B+39.8%

P/E14.6×-10.0×

P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp

FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's unrealized gains on investments?: Live Oak Bancshares (LOB) reported unrealized gains on investments of $6.4M in Q1 2026.
How has Live Oak Bancshares's unrealized gains on investments changed year-over-year?: Live Oak Bancshares's unrealized gains on investments increased by 133.0% year-over-year, from $2.75M to $6.4M.
What is the long-term trend for Live Oak Bancshares's unrealized gains on investments?: Over 4 years (2021 to 2025), Live Oak Bancshares's unrealized gains on investments has grown at a -13.3% compound annual growth rate (CAGR), from $14.77M to $8.35M.