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Open Lending Corporation LPRO Capitalized Computer Software, Net

Capitalized Computer Software, Net at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
$651.71M+6.2%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST

Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total debt$85.1M-39.7%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareNet.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's capitalized computer software, net?
Open Lending Corporation (LPRO) reported capitalized computer software, net of $3.82M in Q1 2026.
How has Open Lending Corporation's capitalized computer software, net changed year-over-year?
Open Lending Corporation's capitalized computer software, net decreased by 29.3% year-over-year, from $5.4M to $3.82M.
What is the long-term trend for Open Lending Corporation's capitalized computer software, net?
Over 2 years (2023 to 2025), Open Lending Corporation's capitalized computer software, net has grown at a 14.5% compound annual growth rate (CAGR), from $3.09M to $4.05M.
What does capitalized computer software, net mean?
This represents the unamortized balance of costs incurred to develop or acquire software for internal use or to support service delivery. It reflects the company's investment in its technological infrastructure and proprietary platforms. A higher balance indicates significant ongoing investment in digital capabilities, while the amortization schedule impacts future operating expenses.