What is Open Lending Corporation's debt-to-assets?

Open Lending Corporation (LPRO) reported debt-to-assets of 0.4× in Q1 2026.

How has Open Lending Corporation's debt-to-assets changed year-over-year?

Open Lending Corporation's debt-to-assets decreased by 20.5% year-over-year, from 0.5× to 0.4×.

What is the long-term trend for Open Lending Corporation's debt-to-assets?

Over 5 years (2020 to 2025), Open Lending Corporation's debt-to-assets has grown at a -7.7% compound annual growth rate (CAGR), from 0.6× to 0.4×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Open Lending Corporation LPRO Debt-to-assets

Debt-to-assets at other companies

Henry (Jack) & AssociatesJKHY

0×0.0×

Green DotGDOT

0×0.0×

Upstart Holdings, Inc.UPST

0.7×+0.1×

SoFi Technologies, Inc.SOFI

0×0.0×

Pagaya TechnologiesPGY

0.3×0.0×

Primis Financial Corp.FRST

0.1×+0.1×

Other financials

Income statement

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Revenue$20.5M-16.0%

Gross profit$15.6M-14.6%

Operating income-$633.0K-183%

Net income-$460.0K-175%

EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%

Total debt$85.1M-39.7%

Total equity$75.3M-5.7%

Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%

CapEx--100%

Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%

Enterprise value$269.29M+86.4%

P/S4.1×—

Profitability

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Gross margin77.2%—

Operating margin32.6%-30.1pp

Net margin20.8%-27.5pp

FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%—

Debt / equity1.1×-0.6×

Current ratio4.4×-1.8×

Where this comes from

Calculated from Open Lending Corporation’s reported figures.

total debt/total assets=0.4×

Based on the most recent quarter.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's debt-to-assets?: Open Lending Corporation (LPRO) reported debt-to-assets of 0.4× in Q1 2026.
How has Open Lending Corporation's debt-to-assets changed year-over-year?: Open Lending Corporation's debt-to-assets decreased by 20.5% year-over-year, from 0.5× to 0.4×.
What is the long-term trend for Open Lending Corporation's debt-to-assets?: Over 5 years (2020 to 2025), Open Lending Corporation's debt-to-assets has grown at a -7.7% compound annual growth rate (CAGR), from 0.6× to 0.4×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.