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Interest coverage at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
118.8×+74.7×
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
1.1×+0.7×
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
1.5×+0.3×
Regional Management Corporation logo
Regional Management CorporationRM
1.8×+0.2×
PROG Holdings logo
PROG HoldingsPRG
98.2×+88.8×
Q2 Holdings logo
Q2 HoldingsQTWO
-5.4×-2.2×

Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total debt$85.1M-39.7%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Calculated from Open Lending Corporation’s reported figures.

Based on trailing twelve months.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's interest coverage?
Open Lending Corporation (LPRO) reported interest coverage of -0.6× in Q1 2026.
How has Open Lending Corporation's interest coverage changed year-over-year?
Open Lending Corporation's interest coverage increased by 90.9% year-over-year, from -6.5× to -0.6×.
What is the long-term trend for Open Lending Corporation's interest coverage?
Over 4 years (2020 to 2025), Open Lending Corporation's interest coverage has grown at a -47.7% compound annual growth rate (CAGR), from 4.9× to -0.4×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.