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Open Lending Corporation LPRO Change in estimated revenues — Total Revenue

Other product segments

Program fees
$11.37M-25.2%
New certified loan originations
$8.18M-50.5%
Claims Administration and Other Service Fees
$2.17M

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Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total debt$85.1M-39.7%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's change in estimated revenues — total revenue?
Open Lending Corporation (LPRO) reported change in estimated revenues — total revenue of -$702K in Q1 2026.
How has Open Lending Corporation's change in estimated revenues — total revenue changed year-over-year?
Open Lending Corporation's change in estimated revenues — total revenue increased by 26.0% year-over-year, from -$949K to -$702K.
What is the long-term trend for Open Lending Corporation's change in estimated revenues — total revenue?
Over 3 years (2022 to 2025), Open Lending Corporation's change in estimated revenues — total revenue has grown at a -58.2% compound annual growth rate (CAGR), from -$5.68M to $415K.
What does change in estimated revenues — total revenue mean?
This metric represents the period-over-period variance in projected revenue derived from the company's core lending services and risk-based pricing products. It reflects adjustments to expected future cash flows from the Lenders Protection Program and related automated decision technology offerings. Investors use this figure to assess the volatility and growth trajectory of the company's primary revenue streams as market conditions and loan default expectations evolve.