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Open Lending Corporation LPRO Reportable Segment — Other cost of services

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Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total debt$85.1M-39.7%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:OtherCostOfOperatingRevenue.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's reportable segment — other cost of services?
Open Lending Corporation (LPRO) reported reportable segment — other cost of services of $1.28M in Q1 2026.
How has Open Lending Corporation's reportable segment — other cost of services changed year-over-year?
Open Lending Corporation's reportable segment — other cost of services decreased by 22.1% year-over-year, from $1.64M to $1.28M.
What does reportable segment — other cost of services mean?
Captures miscellaneous direct costs associated with delivering the segment's services that are not categorized as personnel or commission expenses. This provides insight into the operational overhead required to maintain the lending platform.