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Merchants Bancorp MBIN Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Banner Corporation logo
Banner CorporationBANR
$4.53B-0.9%
First Merchants Corporation logo
First Merchants CorporationFRME
$3.75B+71.5%
Ameris Bancorp logo
Ameris BancorpABCB
$6.75B+0.1%
City Holding Company logo
City Holding CompanyCHCO
$1.41B+3.3%
First BanCorp logo
First BanCorpFBP
$5.55B-1.3%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$175.2M+20.1%
Net income$67.7M+16.3%
EPS (diluted)$1.25+34.4%

Balance sheet

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Cash & equivalents$83.2M-84.0%
Total debt$4.8B+19.4%
Total equity$2.3B+7.8%
Total assets$20.3B+8.1%

Cash flow

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Operating cash flow-$597.3M-503%
CapEx$1.1M-83.3%
Free cash flow-$598.5M-524%

Valuation

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Market cap$2.3B+16.3%

Profitability

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Net margin32.1%-12.8pp
FCF margin-155%-376pp

Returns & leverage

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Return on equity10.2%-4.6pp
Debt / equity2.1×+0.2×

Where this comes from

Reported directly by Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Merchants Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Merchants Bancorp's noninterest-bearing deposits?
Merchants Bancorp (MBIN) reported noninterest-bearing deposits of $501.86M in Q1 2026.
How has Merchants Bancorp's noninterest-bearing deposits changed year-over-year?
Merchants Bancorp's noninterest-bearing deposits increased by 60.2% year-over-year, from $313.3M to $501.86M.
What is the long-term trend for Merchants Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Merchants Bancorp's noninterest-bearing deposits has grown at a -6.7% compound annual growth rate (CAGR), from $853.65M to $604.08M.
What does noninterest-bearing deposits mean?
This represents demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. These deposits are highly valued as they reduce the overall cost of funds and improve the net interest margin. A strong base of non-interest-bearing deposits is a key indicator of a bank's relationship-based deposit franchise.