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Time deposits at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$493.8M+21.0%
Valley National Bank logo
Valley National BankVLY
$11.44B-4.1%
Hope Bancorp logo
Hope BancorpHOPE
$6.3B+10.3%
Equity Bancshares logo
Equity BancsharesEQBK
$1.52B+80.8%
City Holding Company logo
City Holding CompanyCHCO
$1.31B+2.7%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Metropolitan Bank Holding Corp.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s time deposits?
Metropolitan Bank Holding Corp. (MCB) reported time deposits of $46.4M in Q4 2025.
How has Metropolitan Bank Holding Corp.'s time deposits changed year-over-year?
Metropolitan Bank Holding Corp.'s time deposits increased by 77.1% year-over-year, from $26.2M to $46.4M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s time deposits?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s time deposits has grown at a 1.8% compound annual growth rate (CAGR), from $42.5M to $46.4M.
What does time deposits mean?
This includes certificates of deposit and other interest-bearing accounts with a fixed maturity date. These deposits represent a stable, predictable source of funding for the bank, as they are generally less sensitive to immediate withdrawal than demand deposits. The volume and cost of these deposits are vital for managing the bank's net interest margin and long-term funding strategy.