Skip to content
OpenCapital
Get started

OceanFirst Financial OCFC Time deposits

Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
Valley National Bank logo
Valley National BankVLY
$11.44B-4.1%
WaFd, Inc. logo
WaFd, Inc.WAFD
$8.38B-12.5%
Heritage Financial logo
Heritage FinancialHFWA
$443.6M-1.6%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$245.5M+755%
JPMorgan Chase logo
JPMorgan ChaseJPM
——

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's time deposits?
OceanFirst Financial (OCFC) reported time deposits of $493.8M in Q1 2026.
How has OceanFirst Financial's time deposits changed year-over-year?
OceanFirst Financial's time deposits increased by 21.0% year-over-year, from $408.1M to $493.8M.
What is the long-term trend for OceanFirst Financial's time deposits?
Over 5 years (2020 to 2025), OceanFirst Financial's time deposits has grown at a 3.0% compound annual growth rate (CAGR), from $409.5M to $474.6M.
What does time deposits mean?
This metric captures the total balance of time deposits, including certificates of deposit, which are held for a specified term. These deposits provide the bank with stable, predictable funding compared to more volatile demand deposits. The volume of these deposits reflects the bank's strategy for managing long-term liquidity and interest rate risk.