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Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s year five?
Metropolitan Bank Holding Corp. (MCB) reported year five of $643.12M in Q1 2026.
How has Metropolitan Bank Holding Corp.'s year five changed year-over-year?
Metropolitan Bank Holding Corp.'s year five increased by 71.4% year-over-year, from $375.12M to $643.12M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s year five?
Over 2 years (2023 to 2025), Metropolitan Bank Holding Corp.'s year five has grown at a 3.4% compound annual growth rate (CAGR), from $261.38M to $279.6M.
What does year five mean?
This represents the portion of the financing receivable portfolio scheduled to mature or reprice during the fifth year. It provides a view of the bank's long-term lending commitments and the duration of its credit exposure. Investors use this to assess the bank's long-term strategic positioning in the credit markets.