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Year three at other companies

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OceanFirst FinancialOCFC
$559.48M+6.6%
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Hope BancorpHOPE
$1.71B+66.7%
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$668.58M+3.9%
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Apollo Commercial Real Estate FinanceARI

Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s year three?
Metropolitan Bank Holding Corp. (MCB) reported year three of $1.15B in Q1 2026.
How has Metropolitan Bank Holding Corp.'s year three changed year-over-year?
Metropolitan Bank Holding Corp.'s year three decreased by 6.8% year-over-year, from $1.24B to $1.15B.
What is the long-term trend for Metropolitan Bank Holding Corp.'s year three?
Over 2 years (2023 to 2025), Metropolitan Bank Holding Corp.'s year three has grown at a 10.7% compound annual growth rate (CAGR), from $698.52M to $856.67M.
What does year three mean?
This represents the portion of the financing receivable portfolio scheduled to mature or reprice during the third year. It helps investors model the bank's expected cash inflows and duration risk over a medium-term horizon. This data is critical for evaluating the stability of the bank's interest income streams.