What is the long-term trend for MetroCity Bankshares's purchased credit deteriorated loans?

Over 3 years (2022 to 2025), MetroCity Bankshares's purchased credit deteriorated loans has grown at a 9.8% compound annual growth rate (CAGR), from $3.04B to $4.02B.

MetroCity Bankshares MCBS Purchased Credit Deteriorated Loans

Purchased Credit Deteriorated Loans at other companies

Hanmi FinancialHAFC

——

CTB

Community Trust BancorpCTBI

——

Eagle BancorpEGBN

——

Capital City Bank GroupCCBG

——

First Mid Bancshares, Inc.FMBH

——

City Holding CompanyCHCO

——

Other financials

Income statement

See full

Revenue$50.8M+41.2%

Net income$22.3M+36.9%

EPS (diluted)$0.77+22.2%

Balance sheet

See full

Cash & equivalents$387.6M+36.0%

Total debt$14.5M+82.3%

Total equity$554.2M+29.5%

Total assets$4.7B+28.1%

Cash flow

See full

Operating cash flow$45.8M+285%

CapEx-$733.0K-1,147%

Free cash flow$45.1M+281%

Valuation

See full

Market cap$1.01B+22.3%

Enterprise value$634.89M—

P/E13.5×—

P/S5.9×—

Profitability

See full

Net margin43.7%-2.0pp

FCF margin41.6%—

Returns & leverage

See full

Return on equity15.2%-0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about MetroCity Bankshares's purchased credit deteriorated loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is MetroCity Bankshares's purchased credit deteriorated loans?: MetroCity Bankshares (MCBS) reported purchased credit deteriorated loans of $3.97B in Q1 2026.
How has MetroCity Bankshares's purchased credit deteriorated loans changed year-over-year?: MetroCity Bankshares's purchased credit deteriorated loans increased by 27.6% year-over-year, from $3.11B to $3.97B.
What is the long-term trend for MetroCity Bankshares's purchased credit deteriorated loans?: Over 3 years (2022 to 2025), MetroCity Bankshares's purchased credit deteriorated loans has grown at a 9.8% compound annual growth rate (CAGR), from $3.04B to $4.02B.