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MetroCity Bankshares MCBS Payments for (Proceeds from) Federal Home Loan Bank Stock

Payments for (Proceeds from) Federal Home Loan Bank Stock at other companies

East-West Bancorp logo
East-West BancorpEWBC
-$195K
Eagle Bancorp logo
Eagle BancorpEGBN
-$433K-16.4%
Stellar Bancorp logo
Stellar BancorpSTEL
$0-100%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's payments for (proceeds from) federal home loan bank stock?
MetroCity Bankshares (MCBS) reported payments for (proceeds from) federal home loan bank stock of -$4.08M in Q1 2026.
How has MetroCity Bankshares's payments for (proceeds from) federal home loan bank stock changed year-over-year?
MetroCity Bankshares's payments for (proceeds from) federal home loan bank stock decreased by 267.0% year-over-year, from $2.44M to -$4.08M.
What does payments for (proceeds from) federal home loan bank stock mean?
Represents the net cash flow resulting from the purchase or redemption of Federal Home Loan Bank (FHLB) stock. As a member of the FHLB system, a bank must hold stock proportional to its borrowing activity, making this a measure of capital tied to liquidity access. Changes in this balance reflect shifts in the bank's reliance on FHLB funding facilities.