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MetroCity Bankshares MCBS Loans held for sale activity

Loans held for sale activity at other companies

East-West Bancorp logo
East-West BancorpEWBC
$361K
Hanmi Financial logo
Hanmi FinancialHAFC
$62.54M+76.6%
Hope Bancorp logo
Hope BancorpHOPE
$73.67M+931%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$102.74M+26.5%
Center Bancorp logo
Center BancorpCNOB
$16.95M+173%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$95.87M-0.9%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's loans held for sale activity?
MetroCity Bankshares (MCBS) reported loans held for sale activity of $8.95M in Q1 2026.
How has MetroCity Bankshares's loans held for sale activity changed year-over-year?
MetroCity Bankshares's loans held for sale activity increased by 9.7% year-over-year, from $8.15M to $8.95M.
What is the long-term trend for MetroCity Bankshares's loans held for sale activity?
Over 2 years (2023 to 2025), MetroCity Bankshares's loans held for sale activity has grown at a -17.3% compound annual growth rate (CAGR), from $73.04M to $49.98M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.