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MetroCity Bankshares MCBS Cash and Due from Banks

Cash and Due from Banks at other companies

East-West Bancorp logo
East-West BancorpEWBC
$657.08M+66.5%
Hanmi Financial logo
Hanmi FinancialHAFC
$254.05M-22.8%
CTB
Community Trust BancorpCTBI
$91.57M+33.6%
Eagle Bancorp logo
Eagle BancorpEGBN
$12.63M+0.9%
Hope Bancorp logo
Hope BancorpHOPE
Capital City Bank Group logo
Capital City Bank GroupCCBG

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:CashAndDueFromBanks.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's cash and due from banks?
MetroCity Bankshares (MCBS) reported cash and due from banks of $373.96M in Q1 2026.
How has MetroCity Bankshares's cash and due from banks changed year-over-year?
MetroCity Bankshares's cash and due from banks increased by 37.3% year-over-year, from $272.32M to $373.96M.
What is the long-term trend for MetroCity Bankshares's cash and due from banks?
Over 5 years (2020 to 2025), MetroCity Bankshares's cash and due from banks has grown at a 21.4% compound annual growth rate (CAGR), from $140.74M to $370.83M.
What does cash and due from banks mean?
This represents the total amount of cash on hand and balances held with other financial institutions, including the Federal Reserve. It serves as a primary liquidity buffer to meet daily withdrawal demands and regulatory reserve requirements. Maintaining an optimal level is critical for operational stability and liquidity management.