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MetroCity Bankshares MCBS Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

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East-West BancorpEWBC
$51.44B+7.4%
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$4.77B+4.8%
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Eagle BancorpEGBN
$978.33M+5.6%
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Mid Penn BancorpMPB

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's interest-bearing deposit liabilities?
MetroCity Bankshares (MCBS) reported interest-bearing deposit liabilities of $2.83B in Q1 2026.
How has MetroCity Bankshares's interest-bearing deposit liabilities changed year-over-year?
MetroCity Bankshares's interest-bearing deposit liabilities increased by 28.7% year-over-year, from $2.2B to $2.83B.
What is the long-term trend for MetroCity Bankshares's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), MetroCity Bankshares's interest-bearing deposit liabilities has grown at a 23.0% compound annual growth rate (CAGR), from $1.02B to $2.87B.
What does interest-bearing deposit liabilities mean?
This represents the total amount of customer deposits on which the bank pays interest, such as savings accounts, money market accounts, and certificates of deposit. These deposits are a primary funding source for the bank's lending activities. The cost of these liabilities is a major driver of the bank's interest expense.