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MetroCity Bankshares MCBS Noninterest-bearing deposits (principally U.S. offices)

Noninterest-bearing deposits (principally U.S. offices) at other companies

Customers Bancorp logo
Customers BancorpCUBI
$6.74B+21.4%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$4.83B+12.7%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M—
P/E13.5×—
P/S5.9×—

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%—

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0×0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDomesticDepositDemand.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's noninterest-bearing deposits (principally U.S. offices)?
MetroCity Bankshares (MCBS) reported noninterest-bearing deposits (principally U.S. offices) of $799.19M in Q1 2026.
How has MetroCity Bankshares's noninterest-bearing deposits (principally U.S. offices) changed year-over-year?
MetroCity Bankshares's noninterest-bearing deposits (principally U.S. offices) increased by 48.0% year-over-year, from $539.98M to $799.19M.
What is the long-term trend for MetroCity Bankshares's noninterest-bearing deposits (principally U.S. offices)?
Over 5 years (2020 to 2025), MetroCity Bankshares's noninterest-bearing deposits (principally U.S. offices) has grown at a 11.0% compound annual growth rate (CAGR), from $462.91M to $780.83M.
What does noninterest-bearing deposits (principally U.S. offices) mean?
These are customer deposits that do not pay interest, typically held in checking or transaction accounts. They represent a low-cost source of funding for the bank, directly contributing to the net interest margin. A higher proportion of these deposits is generally favorable for bank profitability.