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MetroCity Bankshares MCBS Fees And Commissions And Costs Mortgage Banking And Servicing

Fees And Commissions And Costs Mortgage Banking And Servicing at other companies

First BanCorp logo
First BanCorpFBP
$4.04M+27.3%
FIB
First Interstate BancSystem, Inc.FIBK
$1.3M-7.1%
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Heritage FinancialHFWA
$15.25K-35.1%
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$1.62M+7.1%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$2.03M+108%
HBT
HBT Financial, Inc.HBT
$983K-0.7%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept mcbs:FeesAndCommissionsAndCostsMortgageBankingAndServicing.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's fees and commissions and costs mortgage banking and servicing?
MetroCity Bankshares (MCBS) reported fees and commissions and costs mortgage banking and servicing of $306K in Q1 2026.
How has MetroCity Bankshares's fees and commissions and costs mortgage banking and servicing changed year-over-year?
MetroCity Bankshares's fees and commissions and costs mortgage banking and servicing decreased by 50.5% year-over-year, from $618K to $306K.
What is the long-term trend for MetroCity Bankshares's fees and commissions and costs mortgage banking and servicing?
Over 2 years (2022 to 2025), MetroCity Bankshares's fees and commissions and costs mortgage banking and servicing has grown at a 107.7% compound annual growth rate (CAGR), from -$561K to $2.42M.
What does fees and commissions and costs mortgage banking and servicing mean?
Revenue and associated costs related to the origination, servicing, and processing of mortgage loans. This metric captures the operational efficiency and fee-generating capability of the bank's mortgage business unit. It provides insight into the bank's diversification of revenue beyond traditional net interest income.