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MetroCity Bankshares MCBS Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's interest income (expense), after provision for loan loss?
MetroCity Bankshares (MCBS) reported interest income (expense), after provision for loan loss of $45.3M in Q1 2026.
How has MetroCity Bankshares's interest income (expense), after provision for loan loss changed year-over-year?
MetroCity Bankshares's interest income (expense), after provision for loan loss increased by 48.9% year-over-year, from $30.42M to $45.3M.
What is the long-term trend for MetroCity Bankshares's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), MetroCity Bankshares's interest income (expense), after provision for loan loss has grown at a 7.7% compound annual growth rate (CAGR), from $97.24M to $130.77M.