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MetroCity Bankshares MCBS Total Interest Expense

Total Interest Expense at other companies

East-West Bancorp logo
East-West BancorpEWBC
$355.41M-9.3%
Hanmi Financial logo
Hanmi FinancialHAFC
$36.74M-9.4%
Hope Bancorp logo
Hope BancorpHOPE
$101.46M-10.7%
CTB
Community Trust BancorpCTBI
$927K-8.3%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$23.25M-7.7%
Eagle Bancorp logo
Eagle BancorpEGBN
$2.03M0.0%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's total interest expense?
MetroCity Bankshares (MCBS) reported total interest expense of $22.08M in Q1 2026.
How has MetroCity Bankshares's total interest expense changed year-over-year?
MetroCity Bankshares's total interest expense increased by 22.8% year-over-year, from $17.98M to $22.08M.
What is the long-term trend for MetroCity Bankshares's total interest expense?
Over 2 years (2022 to 2025), MetroCity Bankshares's total interest expense has grown at a 75.9% compound annual growth rate (CAGR), from $23.56M to $72.9M.
What does total interest expense mean?
The aggregate cost incurred by the bank on interest-bearing liabilities, including customer deposits, wholesale borrowings, and other funding sources. This metric is a primary indicator of the bank's cost of funds and its ability to manage liability pricing relative to market interest rates. It is a critical component in determining the net interest margin.