Mercado Libre MELI Credit revenues — Net revenues and financial income

Other product segments

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Questions, answered.

What is Mercado Libre's credit revenues — net revenues and financial income?

Mercado Libre (MELI) reported credit revenues — net revenues and financial income of $2.01B in Q1 2026.

How has Mercado Libre's credit revenues — net revenues and financial income changed year-over-year?

Mercado Libre's credit revenues — net revenues and financial income increased by 75.6% year-over-year, from $1.15B to $2.01B.

What is the long-term trend for Mercado Libre's credit revenues — net revenues and financial income?

Over 4 years (2021 to 2025), Mercado Libre's credit revenues — net revenues and financial income has grown at a 64.0% compound annual growth rate (CAGR), from $809M to $5.86B.

What does credit revenues — net revenues and financial income mean?

The total income earned from providing loans and credit services to customers and sellers.

How do you interpret credit revenues — net revenues and financial income?

An increase indicates successful expansion of the lending portfolio and higher monetization of the fintech ecosystem, while a decrease may signal tighter credit underwriting, reduced demand, or increased risk aversion.

How does credit revenues — net revenues and financial income compare across companies?

Comparable to net interest income or credit-related service fees reported by other fintech-integrated e-commerce platforms or digital banks.