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Medallion Financial MFIN Consumer Lending — Provision For Loan Losses Expensed

Other segment segments

Commercial Lending
$459K-85.3%
Taxi Medallion Lending
-$46K+94.4%

Similar metrics at other companies

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$18M-18.2%
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$3.3M+13.8%
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AUBConsumer Banking — Provision For Loan Lease And Other Losses
$2.01M-22.6%
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CBANBank — Provision For Loan Losses Expensed
$780K-36.1%
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MCBSProvision For Loan Loss Expensed
-$869K-5,212%
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FSBWCommercial And Consumer Banking — Provision For Loan Lease And Other Losses
$2.54M+92.6%

Other financials

Income statement

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Net income$5.0M-58.8%
EPS (diluted)$0.20-60.0%

Balance sheet

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Cash & equivalents$93.9M-28.6%
Total debt$265.4M-16.6%
Total equity$408.1M+7.3%
Total assets$3.0B+3.6%

Cash flow

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Operating cash flow$41.3M+24.6%

Valuation

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Market cap$235.98M+8.6%
Enterprise value$407.43M+1.9%
P/E6.6×+1.4×

Returns & leverage

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Return on equity9.1%-1.3pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Medallion Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Medallion Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Medallion Financial's consumer lending — provision for loan losses expensed?
Medallion Financial (MFIN) reported consumer lending — provision for loan losses expensed of $18.45M in Q1 2026.
How has Medallion Financial's consumer lending — provision for loan losses expensed changed year-over-year?
Medallion Financial's consumer lending — provision for loan losses expensed increased by 9.3% year-over-year, from $16.87M to $18.45M.
What is the long-term trend for Medallion Financial's consumer lending — provision for loan losses expensed?
Over 3 years (2022 to 2025), Medallion Financial's consumer lending — provision for loan losses expensed has grown at a 48.0% compound annual growth rate (CAGR), from $22.8M to $73.91M.
What does consumer lending — provision for loan losses expensed mean?
The amount charged to the income statement to maintain the allowance for loan and lease losses at a level adequate to cover estimated credit losses. It reflects management's assessment of credit risk and the expected deterioration of the loan portfolio.