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C&F Financial CFFI Consumer Finance — Provision For Loan Losses Expensed

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — provision for loan losses expensed?
C&F Financial (CFFI) reported consumer finance — provision for loan losses expensed of $3.3M in Q1 2026.
How has C&F Financial's consumer finance — provision for loan losses expensed changed year-over-year?
C&F Financial's consumer finance — provision for loan losses expensed increased by 13.8% year-over-year, from $2.9M to $3.3M.
What is the long-term trend for C&F Financial's consumer finance — provision for loan losses expensed?
Over 4 years (2021 to 2025), C&F Financial's consumer finance — provision for loan losses expensed has grown at a 93.9% compound annual growth rate (CAGR), from $820K to $11.6M.
What does consumer finance — provision for loan losses expensed mean?
This represents the periodic expense recognized by the consumer finance segment to maintain an adequate allowance for expected credit losses. It reflects management's assessment of the credit risk inherent in the loan portfolio and directly impacts the segment's profitability.