Business Segments · Provision For Loan Losses Expensed

Financial Services — Provision For Loan Losses Expensed

Paccar Financial Services — Provision For Loan Losses Expensed decreased by 78.9% to $44.10M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 141.0%, from $18.30M to $44.10M. Over 2 years (FY 2022 to FY 2025), Financial Services — Provision For Loan Losses Expensed shows an upward trend with a 222.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase indicates management's expectation of higher credit losses or a deteriorating economic environment.

Detailed definition

This represents the periodic expense recognized in the income statement to account for expected credit losses on the fin...

Peer comparison

Standard accounting practice for all lenders to reflect credit risk in the income statement.

Metric ID: pcar_segment_financial_services_provision_for_loan_losses_expensed

Historical Data

15 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$3.00M$3.00M$3.00M$3.00M$7.95M$7.95M$7.95M$7.95M$16.10M-$44.50M$18.30M-$65.90M-$36.70M$209.00M$44.10M
QoQ Change+0.0%+0.0%+0.0%+165.0%+0.0%+0.0%+0.0%+102.5%-376.4%+141.1%-460.1%+44.3%+669.5%-78.9%
YoY Change+165.0%+165.0%+165.0%+165.0%+102.5%-659.7%+13.7%-48.1%+141.0%
Range-$65.90M$209.00M
CAGR+115.5%
Avg YoY Growth+23.3%
Median YoY Growth+141.0%

Frequently Asked Questions

What is Paccar's financial services — provision for loan losses expensed?
Paccar (PCAR) reported financial services — provision for loan losses expensed of $44.10M in Q1 2026.
How has Paccar's financial services — provision for loan losses expensed changed year-over-year?
Paccar's financial services — provision for loan losses expensed increased by 141.0% year-over-year, from $18.30M to $44.10M.
What is the long-term trend for Paccar's financial services — provision for loan losses expensed?
Over 2 years (2022 to 2025), Paccar's financial services — provision for loan losses expensed has grown at a 222.4% compound annual growth rate (CAGR), from $12.00M to $124.70M.
What does financial services — provision for loan losses expensed mean?
The amount of money set aside as an expense to cover potential future loan defaults.