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Medallion Financial MFIN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Segments

By segment

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Consumer Lending$21.3M-1.2%
Commercial Lending$1.6M+294%
Taxi Medallion Lending$75K-91.5%

Other financials

Income statement

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Net income$5.0M-58.8%
EPS (diluted)$0.20-60.0%

Balance sheet

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Cash & equivalents$93.9M-28.6%
Total debt$265.4M-16.6%
Total equity$408.1M+7.3%
Total assets$3.0B+3.6%

Cash flow

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Operating cash flow$41.3M+24.6%

Valuation

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Market cap$235.98M+7.7%
Enterprise value$407.43M+1.4%
P/E6.6×+1.3×

Returns & leverage

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Return on equity9.1%-1.3pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Medallion Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Medallion Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Medallion Financial's net interest income (after provisions)?
Medallion Financial (MFIN) reported net interest income (after provisions) of $31.58M in Q1 2026.
How has Medallion Financial's net interest income (after provisions) changed year-over-year?
Medallion Financial's net interest income (after provisions) increased by 7.4% year-over-year, from $29.4M to $31.58M.
What is the long-term trend for Medallion Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Medallion Financial's net interest income (after provisions) has grown at a 0.8% compound annual growth rate (CAGR), from $123.2M to $127.07M.
What does net interest income (after provisions) mean?
This metric represents net interest income adjusted for the provision for loan losses, which accounts for expected credit defaults. It provides a more accurate view of the income available to cover operating expenses after accounting for the inherent risk in the loan portfolio. A declining trend may signal deteriorating asset quality or aggressive lending practices.