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Magyar Bancorp MGYR Value Of Loans Sold Still Being Serviced

Value Of Loans Sold Still Being Serviced at other companies

Independent Bank Corporation logo
Independent Bank CorporationIBCP
$2.61B-26.3%
Independent Bank Corporation logo
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$2.61B-26.3%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$2.38B+12.3%
Community Financial System logo
Community Financial SystemCBU
$560.6M+4.2%
SPF
South Plains Financial, Inc.SPFI
$1.79B
Timberland Bancorp logo
Timberland BancorpTSBK
$72K+106%

Other financials

Income statement

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Revenue$7.2M-4.2%
Net income$3.0M+13.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$47.6M-34.7%
Total debt$50.9M+50.1%
Total equity$124.2M+8.6%
Total assets$1.1B+4.6%

Cash flow

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Operating cash flow$3.2M+35.8%
CapEx$329.0K+223%
Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%
Enterprise value$116.04M-14.8%
P/E10.1×-0.9×
P/S3.7×+0.1×

Profitability

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Net margin24.4%-1.6pp
FCF margin27.6%-2.9pp

Returns & leverage

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Return on equity9.4%+1.3pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept mgyr:ValueOfLoansSoldStillBeingServiced.

The official record: Magyar Bancorp’s 10-K, filed December 19, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's value of loans sold still being serviced?
Magyar Bancorp (MGYR) reported value of loans sold still being serviced of $1.1M in Q3 2025.
How has Magyar Bancorp's value of loans sold still being serviced changed year-over-year?
Magyar Bancorp's value of loans sold still being serviced decreased by 21.4% year-over-year, from $1.4M to $1.1M.
What is the long-term trend for Magyar Bancorp's value of loans sold still being serviced?
Over 4 years (2021 to 2025), Magyar Bancorp's value of loans sold still being serviced has grown at a -26.2% compound annual growth rate (CAGR), from $3.7M to $1.1M.
What does value of loans sold still being serviced mean?
This metric represents the total principal balance of loans that the bank has sold to third-party investors but continues to service on their behalf. It is a key indicator of the bank's secondary market activity and its ability to generate non-interest income through servicing fees. Tracking this balance helps investors understand the scale of the bank's mortgage banking operations and potential servicing-related risk.