What is Magyar Bancorp's short-term borrowings?

Magyar Bancorp (MGYR) reported short-term borrowings of $1.63M in Q3 2025.

What is the long-term trend for Magyar Bancorp's short-term borrowings?

Over 2 years (2023 to 2025), Magyar Bancorp's short-term borrowings has grown at a -39.0% compound annual growth rate (CAGR), from $4.38M to $1.63M.

What does short-term borrowings mean?

Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

Magyar Bancorp MGYR Short-Term Borrowings

Short-Term Borrowings at other companies

JPMorgan ChaseJPM

$68.05B+4.7%

Valley National BankVLY

$63.88M+8.2%

Pathfinder BancorpPBHC

$15M-44.4%

Sound Financial BancorpSFBC

$0-100%

Chemung FinancialCHMG

$75.71M-10.9%

Other financials

Income statement

See full

Revenue$7.2M-4.2%

Net income$3.0M+13.0%

EPS (diluted)$0.48+11.6%

Balance sheet

See full

Cash & equivalents$47.6M-34.7%

Total debt$50.9M+50.1%

Total equity$124.2M+8.6%

Total assets$1.1B+4.6%

Cash flow

See full

Operating cash flow$3.2M+35.8%

CapEx$329.0K+223%

Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%

Enterprise value$116.04M-14.8%

P/E10.1×-0.9×

P/S3.7×+0.1×

Profitability

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Net margin24.4%-1.6pp

FCF margin27.6%-2.9pp

Returns & leverage

See full

Return on equity9.4%+1.3pp

Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The official record: Magyar Bancorp’s 10-K, filed December 19, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's short-term borrowings?: Magyar Bancorp (MGYR) reported short-term borrowings of $1.63M in Q3 2025.
What is the long-term trend for Magyar Bancorp's short-term borrowings?: Over 2 years (2023 to 2025), Magyar Bancorp's short-term borrowings has grown at a -39.0% compound annual growth rate (CAGR), from $4.38M to $1.63M.
What does short-term borrowings mean?: Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.