MainStreet Bancshares, Inc. MNSB Core Banking — Depreciation

Other segment segments

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Questions, answered.

What is MainStreet Bancshares, Inc.'s core banking — depreciation?

MainStreet Bancshares, Inc. (MNSB) reported core banking — depreciation of $281.25K in Q4 2025.

How has MainStreet Bancshares, Inc.'s core banking — depreciation changed year-over-year?

MainStreet Bancshares, Inc.'s core banking — depreciation decreased by 22.4% year-over-year, from $362.5K to $281.25K.

What is the long-term trend for MainStreet Bancshares, Inc.'s core banking — depreciation?

Over 3 years (2022 to 2025), MainStreet Bancshares, Inc.'s core banking — depreciation has grown at a -4.1% compound annual growth rate (CAGR), from $1.27M to $1.13M.

What does core banking — depreciation mean?

This metric reflects the systematic allocation of the cost of tangible assets, such as branch facilities or banking equipment, over their useful lives. It is a non-cash expense that accounts for the wear and tear of the physical capital used in core banking operations. Monitoring depreciation helps investors understand the bank's capital expenditure cycle and asset replacement needs.