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MainStreet Bancshares, Inc. MNSBP Deposit Liabilities Reclassified as Loans Receivable

Deposit Liabilities Reclassified as Loans Receivable at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
$800K-11.1%
FRA
Franklin Financial Services CorporationFRAF
$144K+5.9%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSB
$100K-65.2%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
$282K-28.2%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$102K-57.1%
First BanCorp logo
First BanCorpFBP
$3M+50.0%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DepositLiabilitiesReclassifiedAsLoansReceivable1.

The official record: MainStreet Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s deposit liabilities reclassified as loans receivable?
MainStreet Bancshares, Inc. (MNSBP) reported deposit liabilities reclassified as loans receivable of $100K in Q1 2026.
How has MainStreet Bancshares, Inc.'s deposit liabilities reclassified as loans receivable changed year-over-year?
MainStreet Bancshares, Inc.'s deposit liabilities reclassified as loans receivable decreased by 65.2% year-over-year, from $287K to $100K.
What is the long-term trend for MainStreet Bancshares, Inc.'s deposit liabilities reclassified as loans receivable?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s deposit liabilities reclassified as loans receivable has grown at a -3.7% compound annual growth rate (CAGR), from $241.06K to $200K.
What does deposit liabilities reclassified as loans receivable mean?
Deposit liabilities that have been converted or reclassified into loans receivable due to specific contractual terms or regulatory requirements. This metric highlights unique balance sheet shifts where funding sources are transformed into credit assets. It provides insight into specific product structures or risk management actions taken by the bank.