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MainStreet Bancshares, Inc. MNSBP Core Banking — Interest Expense Deposits

Other segment segments

Financial Technology
$86K-16.5%

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Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+21.9%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s core banking — interest expense deposits?
MainStreet Bancshares, Inc. (MNSBP) reported core banking — interest expense deposits of $14.67M in Q4 2025.
How has MainStreet Bancshares, Inc.'s core banking — interest expense deposits changed year-over-year?
MainStreet Bancshares, Inc.'s core banking — interest expense deposits decreased by 13.8% year-over-year, from $17.02M to $14.67M.
What is the long-term trend for MainStreet Bancshares, Inc.'s core banking — interest expense deposits?
Over 3 years (2022 to 2025), MainStreet Bancshares, Inc.'s core banking — interest expense deposits has grown at a 79.9% compound annual growth rate (CAGR), from $10.08M to $58.66M.
What does core banking — interest expense deposits mean?
Measures the total interest paid to depositors for holding funds in various interest-bearing accounts. This is a critical component of the bank's cost of funds and directly impacts the net interest margin.